REFI OR PURCHASE? 100% RES + 80% COMM–FINANCIER EXTRAORDINAIRE ON CALL
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Hi there – thanks so much for your interest! ?
For the fastest response, feel free to call or text me directly at (941) 735-5272. You can also reach out through the contact form on my website: www.mtgfinex.com, or email me using the addresses listed there.
Quick tip: Try to avoid using the Craigslist reply button — those messages don’t ever come through reliably. Looking forward to connecting with you!
I’m David Fredrick – “The Mortgage Financier Extraordinaire” – and I don’t just secure loans… I create possibilities.
With over 25 years of precision-driven expertise, I’ve earned a reputation as the go-to problem solver in the mortgage industry for one reason: I turn the impossible into achievable.
Where others see obstacles, I see opportunity. When traditional lenders close the door, I build a new one—crafting strategic, customized financing solutions that get results.
Low income? Poor credit? Limited savings? Complex circumstances? No problem.
I specialize in decoding the toughest financial challenges—not through guesswork, but with insight sharpened by decades of real-world success and a relentless commitment to making things happen.
If you’ve been told “no,” it’s only because you haven’t met me yet.
✅ What I Offer
Visit my website to explore the full range of loan programs, including:
• Commercial Loans for Challenging Cases (Available in All States)
• Up to 80% commercial financing – no minimum credit score required
• 7.5% interest-only options – no prepayment penalties
• Accepts appraisals up to 6 months old
• Alternative income programs for unique situations
• Low or no income: Alt-doc programs
• Poor or no credit: Flexible underwriting options
• Limited funds: Max LTV to minimize down payment
• Unconventional property/income: Custom-tailored solutions
✅ Featured Loan Programs
• 100% Financing: VA & USDA
• Up to 99% Financing: FHA & Conventional
• FHA 96.5% VOE-Only (no tax returns needed)
• FHA 96.5% P&L-Only (ideal for self-employed borrowers)
• Rehab & Construction Loans
• Hard Money / Stated Income: Up to 75% LTV
• Investment & DSCR Loans: Up to 80% LTV (no-doc options available, no minimum credit score)
• Fix & Flip Loans: Up to 90% of ARV
• Professional Credit Repair Assistance
⚡ Fast, Personalized Service
• 15-minute purchase pre-qualifications
• $500 in cost-covering vouchers
• Available 24/7 for clients
• Licensed in 28 states
If lenders have said “no,” let’s turn that into a YES. I’m here to help you or someone you know get approved.
David Fredrick
Mortgage Financier Extraordinaire
Call/Text: (941) 735-5272
Toll-Free: (800) 973-9872
Website: www.mtgfinex.com