GENERAL BUSINESS LOANS - Startup Financing, too . . . (Clearwater)
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GENERAL BUSINESS LOANS
- Startup Financing, too . . . ###################################
BUSINESS OWNER -
This is Steve Downing, president of Clearsailing Financial, located in Clearwater, Florida. We are a veteran-owned business and we serve clients nationwide.
We offer a variety of business loans, including SBA loans, hard money for commercial projects, and specialty financing. Tell us your situation and how we can help.
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SBA LOANS, STANDARD BANK (TERM) LOANS, AND TRADITIONAL BUSINESS LINES OF CREDIT
SBA loans are business loans that are guaranteed by the government of the United States for the purpose of helping American businesses.
SBA loans are the Gold Standard and can be approved for up to $5 million.
We also offer conventional bank loans (business term loans) and traditional business lines of credit.
These are all "A paper" loans with low APRs, excellent terms, and monthly payments.
Requirements:
Minimum time in business: 3 years
Minimum annual business income: $250K
Minimum credit score: 660–680
660: SBA loan
680: Business term loan (also known as a bank loan)
680: Traditional business line of credit
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BUSINESS STARTUP FINANCING
1) Business Credit Line
Our most popular option for startup and early-stage companies is the Business Credit Line, funded in the form of Business Credit Cards. We can fund you from $20K to $150K at 0% APR for 9–18 months, typically, and in some scenarios up to 24 months.
If needed, you can liquidate a portion of your credit line to cash.
No business income is needed. However, an EIN (Federal Tax ID) is required.
A minimum credit score of 670 is required.
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2) 401-K Rollover
Another option for business startups is the 401-K rollover, or ROBS. ROBS stands for Rollover for Business Startup! We can roll your 401-K or IRA savings into your business, tax-deferred and penalty-free. Credit score is not checked. A minimum account balance of $40K is required.
401-K accounts cannot be with your current employer. IRA accounts cannot be self-directed.
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ADDITIONAL OPTIONS . . .
0) Private and Hard Money Lending
- Construction permanent lending
- Hard Money Lending for:
- New construction and development projects
- Any real estate financing outside the box
- Investor/Builder Spec Funding for new home builds
- USA only
1) Business Micro-loan
- From $500 to $5,000 (or more, case by case)
- For Uber drivers, gig workers, 1099 workers, small businesses
- Monthly Income: $3K minimum
- Business income or 1099 income
- At least 1 bank deposit each week
- Credit Score: 450 minimum
To apply, click the following link - or copy/paste the full link into your browser:
https://DavidAllenCapital.com/gigfunding/clearsailing
2) Merchant Cash Advance - Fast Funding - up to $500,000
MCAs are fast funding and can help in the following situations:
- Need to cover payroll
- High ROI project with quick turnaround
- Bulk inventory at steep discount, Unplanned move
- Seasonal hiring, Marketing campaigns, Slow-paying clients
- Need emergency funds NOW and cost-of-capital is not a factor
- Minimum monthly business income: $15K
- Minimum credit score: 550
To apply, click the following link - or copy/paste the full link into your browser:
https://DavidAllenCapital.com/business-capital/clearsailing
3) Equipment Financing solutions
- Flexible "Outside The Bank" Solutions:
- Equipment Acquisition/Refinance
- Equipment Collateral/Hard Money Loans
- Lease, Sale/Lease-back and Term Loans
- Trucks: Big Rigs, Straight Trucks, Dump Trucks, etc.
- Agriculture, aviation, food processing,
- Industrial, manufacturing,
- Marine, medical, more
4) Standard Business Invoice Factoring - up to $5M
- We will purchase your invoices, providing immediate working capital
- Invoice Factoring is more cost effective than Working Capital loans
- If your business has aged A/R invoices (30+, 45+, 60+, etc.), we can help
- Bank-level pricing
- Transparent terms
- The security of a federally-regulated, FDIC-insured institution
5) Luxury Asset Loans
- Loans Backed by Luxury Assets
- Private, Discreet Consultation
- No Credit Check, No Income Verification
- Fine art: Post-war, Contemporary Only: No Old Masters
- High-end watches and fine jewelry
- Premier auction house collateral
- Maximum Loan: Contact Us!
- USA only
6) High-end, Commercial Real Estate Financing
- Hard Money Lending for:
- Development Projects
- Any real estate financing outside the box
- Investor/Builder Spec Funding for new home builds
- USA only
7) Securities-based Loans - Up to $100M
- Asset-based Loans backed by Securities (stocks, bonds, etc.)
- Loan-to-Values 75% to 97%
- $80K Minimum Portfolio Value
- Public, Free-trading Securities, Only
- Securities must be valued at $3+ per share
- USA only
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Click REPLY, above, for information, and tell me:
1. Your situation
2. Years in business
3. Credit score (approximate)
4. Business annual gross income
5. How much you need to borrow
Cheers!
Steve
Steve Downing
Clearsailing Financial
Clearwater Beach, Florida
We Lend Nationwide: Across the USA
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